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31st March 2026

Rethinking Commercial Combined from the ground up.
Sonia Habib features in Insurance Age’s 'Meet the MGA' feature, sharing the story behind Kovrilo and what she and Timothy Smith are building for brokers.
A modular, pick-and-mix approach sits at the heart of Kovrilo, giving brokers more control over how cover is structured and delivered.
But this is about more than product. It's about a different way of thinking, from underwriting to technology to claims.
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