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London, 02 February 2026 - Today Kovrilo, an MGA incubated by Mission that provides bespoke, modular commercial cover for UK SMEs, announced its launch.
Led by Tim Smith and Sonia Habib, Kovrilo’s goal is to put control back in the hands of brokers and their clients with a dynamic underwriting and a claims-led service model. The platform’s modular format allows clients to pick only the cover they need, from property and liability to cyber, legal, and terrorism, eliminating unnecessary contracts and hidden fees. Brokers benefit from instant quotes, automated document processing, and direct access to underwriters, ensuring streamlined service and clear outcomes at every stage.
Tim Smith, Co-founder of Kovrilo, said: “At Kovrilo, we believe insurance should move as fast as business. Our service empowers brokers to build truly tailored solutions and ensures clients get support when it matters most.”
Kovrilo is supported by strong financial backing and a five-year capacity agreement, providing a stable platform for growth. The business will scale through partnerships with established brokers and selected Insurtech providers, focused on delivering flexible commercial cover in a simplified manner.
Sonia Habib, Co-founder of Kovrilo, said: “The use of first-rate technology is an important part of our underwriting ethos, but it’s crucial that we pair this with broker-centred human underwriters to provide brokers and clients with the attention and peace of mind they deserve.”Kovrilo is expected to go live in early 2026.
Media contact:
Conor Hicks, Omnia Partners
[email protected], 07435 664190
About Kovrilo
Kovrilo is a Managing General Agent (MGA) providing a modular commercial combined platform for UK SMEs, enabling brokers to structure bespoke cover supported by dynamic underwriting and a claims-led service model.
Kovrilo’s core business centres on a flexible, tech-driven underwriting platform that empowers brokers to tailor products to the specific insurance needs of individual small businesses and ensures streamlined service and clear outcomes.
